Banking & recovery
Banking disputes, debt, unpaid invoices and recovery-related proceedings. The first step is to understand the facts, the relevant documents and the stage your matter has reached.
Matters within this area
- Debt and invoice recovery
- Banking and secured-credit disputes
- Enforcement and settlement questions
What to bring
Bring the complete papers, including attachments and previous responses. Useful starting documents can include the following.
- Contracts and account statements
- Security and payment documentation
- Notices and existing orders
Questions before we speak
How do I arrange a conversation?
Call or email the office with your preferred time and a brief description of the subject. Arrange the discussion before sending sensitive documents.
Can you assess the likely result from a short message?
A meaningful assessment depends on the facts, complete documents, applicable law and procedural stage. A short message is a starting point for arranging that review.
Guides for this area
Browse all 18 guidesAn unpaid business invoice — preparing a recovery file
Link the invoice to the contract, delivery or service, acceptance and payment history. An invoice alone may not establish every disputed element of a recovery claim.
RecoveryA loan recall or demand notice
Keep the complete notice, facility documents and service record, and arrange a prompt assessment. A loan recall, SARFAESI demand and court summons can have…
RecoveryReading a loan account statement
Separate principal, interest, charges, credits and disputed entries over the relevant period. A closing balance should be traced to the contractual and transaction…
RecoverySecured and unsecured debt — identifying the documents
Identify what security was actually created and for whose debt. A loan being called secured does not by itself establish every enforcement right.
RecoveryA SARFAESI section 13(2) demand
Check statutory applicability, the secured debt, classification and complete demand promptly. Section 13(2) is a specific statutory notice, not merely an ordinary…
RecoveryRepresentations against a SARFAESI demand
Prepare a focused representation supported by the actual account and security record. An informal settlement request and a statutory objection are not necessarily…