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Practical guides to organising records and preparing for legal discussions. Browse a topic or search a question.
Cheque dishonour — organising payment and delivery dates
Keep the cheque, return memo, bank-information date, notice and delivery record together. The statutory sequence contains distinct triggers that should not be…
RecoveryNotifying an insurer of a loss
Follow the policy's claim instructions promptly and preserve proof of notification. A telephone conversation is easier to verify when its reference and written…
RecoveryA loan recall or demand notice
Keep the complete notice, facility documents and service record, and arrange a prompt assessment. A loan recall, SARFAESI demand and court summons can have…
RecoveryA SARFAESI section 13(2) demand
Check statutory applicability, the secured debt, classification and complete demand promptly. Section 13(2) is a specific statutory notice, not merely an ordinary…
RecoveryPossession measures under SARFAESI
Identify the measure actually taken and preserve the notice and date record. Symbolic possession, physical possession and a proposed sale can involve different…
RecoveryA secured-asset auction notice
Read the complete sale terms and statutory record before bidding or challenging. An auction advertisement alone does not provide a full title or procedural…
RecoveryDemand notices under NI Act section 138
A statutory cheque demand requires the correct parties, amount, factual basis, timing and delivery. An ordinary reminder should not automatically be treated as a…
RecoveryDelivery and service records for a cheque notice
Preserve the actual dispatch, tracking, returned cover and electronic records. A notice's date and its legal receipt position can be different.
RecoveryResponding to a cheque-dishonour notice
Record receipt immediately and preserve the full notice and underlying transaction. A statutory payment period and a choice about sending a reply are different…
RecoveryThe complaint period after a cheque notice
Section 142 generally uses one month from the cause of action under section 138's proviso, with a sufficient-cause provision for delayed complaints. Do not replace…
RecoveryA cheque issued by a company
Identify the drawer company, account, signatory and roles alleged at the relevant time. Signing, directorship and responsibility are related but distinct facts.
RecoveryPart-payment and the amount on a cheque
Record every payment and its date relative to issue, presentation, notice and proceedings. A changed balance can raise issues that require more than subtracting…